Mahathuen Leasing Public Company Limited ("MHTL")

MHTL Advances Credit Services to Meet Customer Needs in Lao PDR

Mahathuen Leasing Public Company Limited (MHTL) continues to develop financial products and services to accommodate the needs of diverse customer groups in Lao PDR, focusing on providing credit services that are easily accessible, easy to understand, and suitable for the needs of each customer.

Currently, MHTL continues to emphasize expanding customers' access to funding sources through diverse credit products, including motorcycle hire-purchase loans, automobile hire-purchase loans, agricultural machinery loans, gold loans, and vehicle registration-based loans. The company emphasizes developing service processes to be convenient, fast, and professional, along with providing appropriate financial advice to customers, to create confidence and excellent experience for customers at every step of service usage.

Moreover, MHTL continues to develop its service network and customer communication channels to reach customers closely, respond to financial needs promptly, and support the stable growth of the credit business in the long term.

MHTL believes that developing transparent, easily accessible financial services that align with customer needs will be an important part of supporting financial opportunities for local citizens and entrepreneurs, while strengthening the group's financial business sustainably.

Simoung Express Loan Non Deposits Taking Microfinance Institutions Co., Ltd. ("SML")

SML Advances Retail Loan Services and Elevates Customer Service in Lao PDR

Current operational progress of Simoung Express Loan Non Deposits Taking Microfinance Institutions Co., Ltd. ("SML"): The company continues to advance the expansion of retail loan services to support customers' access to funding sources in Lao PDR, focusing on providing services that are easily accessible, convenient, and suitable for the needs of diverse customer groups. SML emphasizes developing loan products and providing financial consulting to customers, including government employees, private sector employees, self-employed professionals, and small-scale entrepreneurs, to support liquidity in daily life, occupation, and local business operations.

Moreover, the company emphasizes continuously developing team capabilities and service processes to provide professional, fast, and transparent advice to customers, consistent with the approach to retail loan business that considers the appropriateness and repayment capacity of customers. SML continues to communicate and promote services through various channels so that customers can access product information, contact channels, and company services more conveniently, while building good relationships with customers and communities in the service areas.